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New Year Resolutions for Homebuyers and Sellers

Happy New Year!

The passing of one year to the next reminds us of new beginnings and new opportunities. Maybe you’ve been thinking about buying a home in 2017 — or selling one. Now is a good time to set some realistic goals (call them resolutions, if it helps!) for the weeks and months ahead. Here are some thoughts from your friends at Pacific Union:

FOR HOMEBUYERS:

  • Interest rates are rising. If you plan to get a mortgage, get your paperwork in order and get locked into a low interest rate.
  • Even if you don’t plan to actively look for a new home just now, it’s never too early to work on your credit score. Raising that number will help you get a bigger mortgage at a lower interest rate.
  • While you’re at it, take a close look at your current credit rating. Nearly a quarter of all Americans have discovered problems with their credit reports, according to a recent survey.

FOR HOME SELLERS:

  • Talk with a trusted real estate professional for tips on improvements that will help find a buyer for your home: fixing structural problems, as well heating, electrical and plumbing systems; giving your home a fresh coat of paint, inside and out; and investing in landscaping improvements — think curb appeal!
  • Not all improvements have to cost money to give you a big payoff. Wash all the windows. Keep the house bright — open the drapes and blinds, and replace dim lightbulbs with bright, high-wattage bulbs. Remove clutter from all rooms and closets.
  • Take family photos off the walls and put them, along with other personal mementos and family heirlooms, in a storage unit, or your next home. Buyers want to imagine their own photos on the walls, and yours get in the way. They really do.

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(Photo: Flickr/Frankieleon)