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To Get a Mortgage, Start With the Perfect Loan File
Getting a mortgage approval isn’t what’s tough for most consumers. Rather, it’s the challenge of meeting the new documentation requirements that sends most people screaming for the hills.
So says Mark Greene in Forbes. Greene argues that most lenders aren’t looking to underwrite the perfect loan (e.g., one that pays back the lender on time). Instead, they are looking for the perfect loan file. Here’s how to make sure yours is up to snuff.